When you are looking for a reliable and trustworthy auto mechanic, you will get a lot of recommendations from your near and dear ones. Start asking your loved ones who they hire for the car repair job.

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Frequently Asked

Who is responsible to decide where your car gets repaired?

The owner is responsible for deciding where his car is repaired. The billing and payments is taken care of by the insurance company. The amount to be compensated is the autonomy of the company only and it may not be equal to the estimated amount by the repair shop.

Will I be charged for storage by the repair store?

The insurance company of the person whose vehicle caused the accidental mishap is responsible to pay towing and storage compensations. The rents for the aforementioned may differ from area to area. In case a vehicle is declared as a total loss, it will be moved to a salvage or wrecking yard. The payment for this is also done by the insurance company only. However, if you do not permit your vehicle to be moved, you will be liable for any storage or towing payments.

Who decides what condition your car is in?

The insurance company liable for payments and transactions decides whether your vehicle is worth repairing or not. If the repair and exchange parts charges exceed the vehicle’s market value, the company declares it as a total loss. In such a case, you are entitled for the payment of the current market value of your car. The current market value is decided by the fair market value of similar automobiles in your respective area.

Who is responsible for paying the bank loan if your vehicle gets financed?

The bank loan is supposed to be paid by you only. Even if the fair market value of your new vehicle is lower than the outstanding loan, you are responsible for payment of the entire amount of any loans on your vehicle.

What to do while your vehicle is getting repaired?

You can opt for a rental vehicle in case your vehicle is getting repaired. The payments however, will be borne by you. In case the insurance company pays for your rented vehicle, you have to keep in mind several factors. If you are responsible for the accident, refer to the team and conditions of insurance and whether it covers rental vehicles. Unless specifically stated, most policies do not include rental vehicles. The same situation is applied when it comes to the scenario where ano

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